Prepare to Talk

Questions to Prepare

Details of the home

Is your home a single-wide or double wide?
What year was your home built?
Is your home tied down to the property?
Do you own the land or lease the land?
Who is currently on title?
Have you made any additions, including porches or decks attached to the home?

Current home loan details

What is the current balance of your mortgage?
Are you current with payments or had any payments beyond 30 days late in the last two years?
What is your current interest rate?
How Much is your current payment?
Does that include taxes and insurance?
How much are your property taxes?
How much is your homeowner's insurance?

What are your home loan goals?

What are you hoping to accomplish?
Do you want just a lower interest rate and payment?
Are you looking to take cash out for debt consolidation?
Are you looking to use some of your equity for home improvements?
Do you want cash out for other reasons?

Manulender is an independent, advertising-supported comparison service. Manulender is not affiliated with your current lender nor is it an agency of the Federal Government nor associated with HUD/FHA, Fannie Mae, nor Freddie Mac. We are not a lender and may be compensated by our partners for the information you provide us.

We do not offer or have any affiliation with loan modification, foreclosure prevention, payday loan or short term loan services. We do not charge a fee. We do not ask users to bypass their lender. We encourage users to contact their lawyers, credit counselors, lenders and hosing counselors.

ManuLender

In order to receive loan options and quotes, be ready to answer the following questions.

Questions to Prepare

Details of the home

Current home loan details

What are your home loan goals?

Ready to Talk

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